Hawaii
HI
Employment and Training Fund (ETF) Micro Program
the Workforce Development Division of the Hawaii Department of Labor and Industrial Relations
the Workforce Development Division's ETF Micro Program page and employer referral forms
source
50%
of tuition for ETF-approved courses
$1,000
maximum ETF share per course
Approved list
only ETF-approved providers' courses qualify
2 weeks
minimum lead time to apply at your WDD office
Program terms checked against the Workforce Development Division's ETF Micro Program page, employer referral forms and its December 2025 report to the Legislature on September 25, 2026.
Hawaii funds approved courses only. | We check what is possible for yours.
Hawaii's fund is simple for courses already on its list and closed to everything else. Our courses are not on the list today. Send the form and we will confirm your eligibility, check whether the state has opened its next provider cycle, and tell you plainly whether any route exists for your team this year.
  • You are a private, non-government employer in Hawaii
  • The people you would train are your current employees and are legally able to work in the U.S.
  • The training upgrades skills for their current jobs and is not training you already provide or that the law requires
  • You are willing to use a course from the state's ETF-approved provider list, since only those qualify
Company size does not change Hawaii's terms. The fund pays 50% of tuition up to $1,000 per course. You pay your 50%, plus anything above the fund's $2,000 tuition cap, directly to the provider before the class starts.
Headcount does not change the ETF share in Hawaii. The limit that matters is the approved-provider list. Send the form and we will tell you where things stand.
In Hawaii, 50% of a $3,000 seat would be $1,500, but the fund's cap holds its share to $1,000 per course, and only for a course from an ETF-approved provider. Our courses are not on that list, so today the fund would pay nothing toward them.
Approved courses only, for now
Hawaii's fund covers courses on its approved list, and ours are not on it today. Fifteen minutes gets you a straight answer on what is possible for your team.
Hawaii · Employment and Training Fund

Hawaii AI Training Grants: What the ETF Micro Program Covers

Hawaii's Employment and Training Fund pays 50% of tuition for ETF-approved courses, up to $1,000 per course, for employees of private employers. The catch is the provider list: the fund only covers courses from providers the state has approved, and our courses are not on it. We will tell you plainly what that means before you spend time on a referral.

Up to 100%of course cost reimbursed
$3,000per employee, per course
$15,000per company, per calendar year
10 hrslive, instructor-led training

Program terms checked against Commonwealth Corporation's published guidelines on September 21, 2026.

15 minute eligibility check

Six things have to be true. We check them with you.

The Express Program is simple once you know you qualify. Send the form and we will confirm each point on a short call, pick the course, and set a start date that clears the 21-day filing rule.

  • You have 100 or fewer Massachusetts W-2 employees
  • You have a physical Massachusetts location, owned or leased
  • Trainees are W-2 employees who work in Massachusetts (not owners, 1099 contractors or temps)
  • Your three state documents are current
  • No trainee has had the same or similar funded training in the last five years
  • Training happens on paid time, at regular wages
Over 100 employees? The General Program funds $10,000 to $200,000 with a 1-to-1 match. Use the same form and we will route you.

See if your team qualifies

Takes about a minute. We reply within one business day.

With more than 100 Massachusetts employees, Express will not fit, but the General Program can: $10,000 to $200,000 with a 1-to-1 match, and wages paid during training count toward it. Send the form and we will walk you through that route.

No cost and no obligation. Help with the application is free, and you file it. Approval is decided by Commonwealth Corporation and is not guaranteed.

✓

Got it. You are on our list.

We will email you within one business day to set up the 15 minute call. A checklist is on its way to your inbox now. Want to skip the back and forth?

Pick a time now
Local view

How Hawaii pays for training, in plain terms

The Employment and Training Fund is run by the Workforce Development Division of the Hawaii Department of Labor and Industrial Relations. Its Micro Program helps private employers upgrade the skills of the people they already employ, from owners and managers to front-line staff. In fiscal year 2024-25 it funded 518 course registrations for 542 employees at 92 businesses.

The terms are short. The fund pays 50% of tuition for an ETF-approved course, up to $1,000 per course. You pay your 50%, plus anything above the fund's $2,000 tuition cap, directly to the training provider before the class starts. You refer employees through your nearest WDD office at least two weeks ahead, and books, tools and equipment are on you.

The limit is the provider list. Only courses from providers under contract with the fund qualify, and the state selects those providers through its own procurement. Our trainer is based in Massachusetts and is not on the list. The last provider solicitation we could read, from 2018, required providers to have operated in Hawaii for at least a year. The Division told the Legislature in December 2025 that it was working to secure providers for the next contract cycle, and it is also designing a new Macro Program.

State training money can help a small Hawaii business train its staff to automate repetitive work and compete with larger companies. For our courses, Hawaii's fund is not that route today. We will keep watching the next provider cycle and tell you if that changes.

Region
Statewide
Who runs the grant
Hawaii Department of Labor and Industrial Relations, Workforce Development Division
Check my eligibility
Use cases

What a trained team automates first

Training is the starting line. These are the repetitive jobs small and mid-size businesses take off their people's plates once the team knows how to direct AI and check its work.

The edge the big players already have

Private equity backed competitors are buying up trades, practices and service businesses and running them on centralized software with a back-office team behind it. An independent business does not need that overhead to match them. A trained staff plus a handful of well-chosen automations gives a regular small business a true technological edge: faster answers, tighter books, cleaner data, and owners who get their evenings back.

End-of-day bookkeeping and reconciliation

Daily sales, deposits and card batches matched against the books every night. Entries are drafted, exceptions are flagged, and a person only reviews what does not tie out.

An AI receptionist that books the appointment

Calls answered after hours and during the rush. It takes the details, books straight into your calendar, texts a confirmation, and hands off to a person when the call needs one.

A CRM that fills itself in

Calls, web forms, emails and your job or practice software feed contact records, notes and next steps automatically. No more end-of-week data entry, and no more leads that never got logged.

Reports that build themselves

The weekly numbers pulled from your systems, written up in plain language and in your inbox Monday morning. Revenue, jobs, margins, pipeline, cash. Nobody assembles a spreadsheet.

Estimates and proposals in minutes

Site notes, photos, measurements or an intake call turned into a priced draft in your own template. Your estimator reviews and sends instead of starting from a blank page.

Invoicing and collections follow-up

Invoices go out when the job closes. Reminders go out on schedule, in your voice. An aging summary tells you each week who needs a phone call.

Scheduling and dispatch

Requests sorted by urgency, location and skill. Crews and customers notified automatically, with reschedules handled without six phone calls.

Document intake and data entry

Vendor bills, certificates of insurance, applications, permits and forms read and keyed into your system, with anything unclear routed to a person.

Reviews, follow-ups and repeat business

A check-in after every job, a review request when the customer is happy, a reply drafted for every review, and a reminder when it is time for the next service.

What this looks like in your industry

Same skills, different paperwork. Pick yours.

Construction and general contractors

Usual course fit: AI for Field Service and Trades Businesses

  • Bid packages: takeoff notes and sub quotes assembled into a proposal in your format
  • Change orders: written up from a voice note on site, priced, and sent for signature the same day
  • Daily logs: crew texts and photos turned into a dated job report
  • Sub compliance: certificates of insurance and lien waivers tracked, with renewals chased automatically
  • Job costing: receipts and timesheets coded to the right job and phase every night
  • Owner updates: a weekly progress summary drafted from the logs

Roofing, siding and exteriors

Usual course fit: AI for Field Service and Trades Businesses

  • Storm response: every call answered and every inspection booked when the phones spike
  • Estimates: measurements and inspection photos turned into a good, better, best proposal
  • Insurance paperwork: claim documentation and supplements drafted from the inspection file
  • Material orders: built from the signed scope and sent to the supplier
  • Production schedule: crews, deliveries and weather holds kept in sync, with customers notified
  • Warranty and reviews: registration, follow-up and review requests after final payment

HVAC, plumbing and electrical

Usual course fit: AI for Field Service and Trades Businesses

  • After-hours calls: emergencies triaged and dispatched, routine calls booked for the morning
  • Dispatch: jobs matched to the right tech by skill, location and parts on the truck
  • Maintenance plans: renewals, tune-up reminders and booking handled without office time
  • Quotes on site: options priced from the tech's notes before they leave the driveway
  • Invoices: created from the completed work order and sent the same day
  • Parts and inventory: usage logged from work orders, with reorder lists each week

Law, accounting and advisory firms

Usual course fit: AI for Professional Practices, or AI for Finance, Accounting and Payroll Teams

  • Client intake: inquiries summarized, conflicts and fit checked, and the consult booked
  • Document requests: the checklist sent, reminders chased, and what arrives filed to the right matter
  • First drafts: engagement letters, routine correspondence and summaries in the firm's voice
  • Time capture: entries drafted from calendars, emails and documents for review
  • Month-end and tax season: client books reconciled and workpapers prepared faster
  • Billing: invoices, reminders and an aging report without a partner chasing it

Medical, dental and wellness offices

Usual course fit: AI for Professional Practices

  • Phones: scheduling, reschedules and common questions handled without putting patients on hold
  • Recall and reminders: overdue patients contacted and open slots filled from the waitlist
  • Front desk paperwork: forms and insurance details read and entered ahead of the visit
  • Billing follow-up: statements, balance reminders and payment plan messages on schedule
  • Staff documents: policies, training checklists and schedules drafted and kept current
  • Reviews: requests sent after visits, with replies drafted for approval

Restaurants and hospitality

Usual course fit: AI Enablement for Small Business Teams

  • Nightly close: POS sales, tips, deposits and delivery payouts reconciled and booked
  • Phones: reservations, hours and catering inquiries answered during service
  • Ordering: vendor order sheets built from sales and par levels
  • Scheduling: a draft schedule from the forecast, availability and labor targets
  • Catering and events: proposals and follow-ups out within the hour
  • Reviews and social: replies drafted and weekly posts prepared from the specials

Manufacturing and distribution

Usual course fit: Claude Code for Operations and Data Teams

  • Order entry: emailed and PDF purchase orders read and keyed into your system
  • Production reporting: shift counts and scrap turned into a daily report by line
  • Quality paperwork: certs and inspection records assembled for each shipment
  • Quoting: RFQs priced from your history and routed for approval
  • Inventory: reorder points watched, with purchase suggestions every week
  • Customer updates: order status and ship dates sent without a phone call

Property management and real estate

Usual course fit: AI Enablement for Small Business Teams

  • Maintenance requests: logged, triaged and dispatched to the right vendor
  • Leasing inquiries: answered at any hour, with showings booked
  • Rent and owner reporting: ledgers reconciled and monthly owner statements drafted
  • Renewals: notices, reminders and paperwork on a schedule
  • Vendor paperwork: insurance certificates and W-9s collected and tracked
  • Listings: descriptions and follow-ups written from the unit details

One thing to keep straight: the Workforce Training Fund pays for the training, not for building these systems. Your trained team can run many of them with tools you already own. When you want one built properly and built fast, that is the work JMK Ventures does, and it starts with a free audit.

How the money works

One state fund. It pays half, for approved courses only.

ETF Micro Program

For private, non-government employers in Hawaii and their current employees, run through the Workforce Development Division's local offices on each island.

  • 50% of tuition for ETF-approved courses
  • Up to $1,000 per course from the fund (a $2,000 tuition cap)
  • Courses must come from the ETF-approved provider list
  • Training must upgrade current job skills and cannot duplicate training you already provide or that federal or state law requires

Who pays whom

You pay your 50%, and any amount above the $2,000 tuition cap, directly to the provider before the class starts. The fund's share goes to the provider, not to you. Books, tools, equipment and support services are yours to cover.

The clock

Submit the employer referral to your nearest WDD office at least two weeks before the class starts. Report cancellations or substitutions at least five state working days before the start. An employee who misses a class without notice can be suspended from the program.

The example

An ETF-approved course costs $1,600 per employee. The fund pays $800 and the employer pays $800. On a $3,000 course the fund would pay at most $1,000 and the employer $2,000, but only if that course were on the approved list, and ours are not.

Hawaii's ETF Micro Program is active for courses on its approved list. Our courses are not on it, and we are not an ETF-approved provider. The Division reported in December 2025 that it was securing providers for its next contract cycle. We are checking whether that cycle is open and what it requires, and will not suggest the fund covers our courses unless the state approves them.
The courses

Five live AI courses. $3,000 per trainee, two-seat minimum.

Every course is 10 instructional hours, live and instructor-led, built around the work your people already do. The price is $300 an hour, so $3,000 per trainee, with a two-seat minimum per cohort. In Massachusetts, $300 an hour is the state's hourly cap, and five seats equals $15,000 in tuition, which is the annual Express cap, so up to the full amount can come back if your application is approved.

COURSE 01

AI Enablement for Small Business Teams

For a mixed group: managers, admins, customer service and the bookkeeper learning the same practical skills together.

2 hrs x 5 weeksUp to 8 trainees
COURSE 02

Claude Code for Operations and Data Teams

The technical option, for whoever lives in spreadsheets, exports and recurring reports.

2.5 hrs x 4 weeksUp to 6 trainees
COURSE 03

AI for Finance, Accounting and Payroll Teams

For the people who close the month, run payroll and chase receivables.

2 hrs x 5 weeksUp to 8 trainees
COURSE 04

AI for Field Service and Trades Businesses

For contractors and home services: estimating, dispatch, job documentation and customer follow-up.

2 hrs x 5 weeksUp to 8 trainees
COURSE 05

AI for Professional Practices

For law, accounting, medical, dental, architecture and advisory offices that run on documents and deadlines.

2 hrs x 5 weeksUp to 8 trainees

Not sure which one fits?

Tell us who you would send and what each person does. We will tell you where we would put them.

Check my eligibility
Course fit

Picking the right course for your Hawaii team

The five courses are the same in every state: 10 instructional hours, live and instructor-led, $3,000 per trainee, two-seat minimum. Start with who will be in the room. A mixed group of managers, admins and customer-facing staff belongs in AI Enablement for Small Business Teams. If the pressure is in the back office, AI for Finance, Accounting and Payroll Teams is built for the people who close the month and run payroll.

Contractors, home services and any crew-based business should look at AI for Field Service and Trades Businesses. Law, accounting, medical, dental, architecture and advisory offices fit AI for Professional Practices. And if you have someone who lives in spreadsheets, exports and reports, Claude Code for Operations and Data Teams is the technical option, with a smaller cohort of up to 6.

In Hawaii the course choice does not depend on the grant, because our courses are not ETF-approved. Pick the room on its merits. If you want state help with part of the cost, the fund's own approved list is where that has to come from.

How it works

What happens if you send the form now

1. Confirm and pick

A 15 minute call to confirm you are a private Hawaii employer, choose the course, and choose the employees who would attend.

2. We check the ETF route

We check whether the state's next provider cycle is open and whether there is any eligible path for these courses. You get a plain answer, including a plain no.

3. Train on paid time

If you go ahead without ETF, your team takes 10 hours of live, instructor-led training over 4 to 5 weeks at $3,000 per trainee. You pay the course invoice.

4. Revisit if the list changes

If the courses are ever approved for ETF, the process is a referral through your WDD office at least two weeks ahead, with your 50% paid to the provider before the class.

Read this before you budget

The fund pays for approved training. Not for the build.

What the fund covers

  • 50% of tuition for ETF-approved courses, up to $1,000 per course
  • Skills upgrades for current employees of private employers
  • Courses from providers under contract with the fund

What it does not cover

  • Courses from providers that are not ETF-approved, including ours today
  • Books, tools, equipment and support services
  • Training you already provide, or training required by law
  • Employee wages during training
  • Consulting, implementation, software subscriptions and AI tool licenses

Plan your AI rollout as two budgets: training, and implementation as its own project. Our free AI capability audit maps the second one.

Local questions

Questions we hear from employers here

Does Hawaii pay for AI training?

Only for courses on its approved list. Hawaii's Employment and Training Fund Micro Program pays 50% of tuition, up to $1,000 per course, for current employees of private employers taking ETF-approved courses. The program's materials do not mention AI either way, and our courses are not on the approved list.

How much comes back?

Half of tuition, up to $1,000 per course. A $1,600 approved course would mean $800 from the fund and $800 from you. On a $3,000 course the fund's share would stop at $1,000, leaving $2,000 for the employer, and only if the course were ETF-approved.

Can we use our own trainer, including one from outside Hawaii?

No. The fund only covers courses from providers on its approved list, and the state selects those providers through its own procurement. The last solicitation we could read, from 2018, required providers to have operated in Hawaii for at least a year.

Are your courses ETF-approved?

No. Our trainer is based in Massachusetts and is not an ETF-approved provider. We will not suggest the fund covers these courses unless the state approves them.

Which employers qualify?

Private, non-government employers in Hawaii. The training has to upgrade workforce skills and cannot be training you already provide or training required by federal or state law. Government workers are not eligible.

Who counts as a trainee?

A current employee of a non-government employer who is legally able to work in the U.S. Owners, managers, supervisors and staff can all take part. Government-subsidized employees are not eligible.

Does the fund pay wages during training?

No. It pays part of tuition only. Books, tools, equipment and support services are also the employer's cost.

When do we apply?

At least two weeks before the class starts, through your nearest Workforce Development Division office. Cancellations or substitutions must be reported at least five state working days before the start date.

How is the money paid?

The fund does not reimburse you. You pay your 50%, plus anything above the $2,000 tuition cap, directly to the provider before the class, and the fund covers the rest with the provider.

Is funding available now?

The Micro Program is active for courses on its approved list. The Division reported in December 2025 that its current provider contracts, which began in February 2024, were nearing the end of their term and that it was securing providers for the next cycle. It is also developing a new Macro Program.

What happens if an employee misses a class?

Missing a class without proper notice can bring a one-year suspension from the ETF program for the first occurrence, and longer after that. Treat the enrollment as a firm commitment.

What is the first step?

A 15 minute call. We confirm your eligibility and tell you where the ETF route stands for these courses. You can also call the Workforce Development Division at (808) 586-8877 or email dol.wdd@hawaii.gov.

Where we work

Five New England states, and a local page for every major Massachusetts city

Each state runs its own training grant with its own rules, so each state has its own page. Massachusetts also gets a page per city, because the program is the same statewide but the businesses are not.

By state
Massachusetts cities
This year's $15,000 does not roll over

Fifteen minutes tells you if the state will cover your team's AI training.

The cap resets each calendar year and the application has to be in 21 days before the course starts. Start with the eligibility check.

No cost, no obligationApplication help is freeYou pay first, then get reimbursed

Courses are delivered by Support Forge, a registered Massachusetts Workforce Training Fund Express Program training provider based in Haverhill, Massachusetts. JMK Ventures offers these courses as a Support Forge partner and may be compensated when you enroll. Neither company is affiliated with or endorsed by Commonwealth Corporation or the Commonwealth of Massachusetts, and Commonwealth Corporation does not endorse the quality of any listed training provider. Reimbursement depends on your application being approved by Commonwealth Corporation and is not guaranteed. Program terms were checked against Commonwealth Corporation's published guidelines on September 21, 2026 and can change.